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Victory Financial Planning

(503) 558-3102

Retirement Planning Services

Retirement planning services are essential for anyone looking to make sure they have the resources to retire comfortably. S0, are you looking for a trusted retirement planner in Portland, OR, to help achieve retirement goals? Look no further than Victory Financial Planning. Our experienced retirement planning consultants offer comprehensive retirement planning services customized to your unique needs and situation.

The Importance of Retirement Planning

Retirement planning is essential to ensure financial security during your golden years. Without proper planning and management, retirees risk running out of savings and facing financial hardship. That is why it is crucial to work with a reliable retirement planner who can guide you through the process of creating a sound retirement plan.

Comprehensive Retirement Planning Services

At Victory Financial Planning, we offer a range of retirement planning services designed to meet the diverse needs of our clients. Our services include:

  • Personalized Retirement Income Planning
  • Investment Management
  • Social Security Optimization
  • Pension Analysis
  • Estate Planning
  • Tax-Efficient Strategies

Our team of experts will work closely with you to understand your unique goals, risk tolerance, and financial situation. We will then create a personalized retirement plan tailored to your specific needs and objectives.

Our team is dedicated to helping you achieve your retirement dreams. We strive to help you make informed decisions about your financial future and provide you with the tools and resources necessary to achieve your retirement goals.

Contact Us Today for Expert Retirement Planning Services in Portland OR

Do not leave your financial future up to chance. Let us help you achieve peace of mind knowing that your financial future is secure with our expert retirement planning services. Contact Victory Financial Planning today at (503) 558-3102 to schedule a consultation today. We look forward to working with you.

FAQs

Starting as early as possible is ideal for retirement savings. The power of compounding allows your investments to grow over time. The earlier you start, the more time your money has to generate returns. Even small contributions can make a significant difference over decades. Starting in your 20s or 30s offers the advantage of long-term growth potential. Never too late to start, no matter your age or stage. If you haven’t begun, begin saving now and consider increasing your contributions. The secret is to get started on your retirement savings as soon as possible.
To ensure your retirement savings last throughout your lifetime, it’s important to take several steps. First, estimate your expected expenses in retirement and create a realistic budget. Consider factors like healthcare costs and inflation. Next, develop a diversified investment strategy that balances risk and return. Regularly review and adjust your portfolio as needed. Maximize potential income sources, such as Social Security and pensions. Consider purchasing annuities or other financial products that provide guaranteed income. Finally, regularly monitor your savings, revisit your plan, and make necessary adjustments to ensure your retirement funds are sustainable over the long term.
During retirement, you have several options for generating income. An option is to count on social security benefits, which provide a monthly payment based on your earnings history. Both IRA and 401(k) can be used as flexible retirement accounts with withdrawal flexibility. Invest in dividend-paying assets for stable income. Renting out property or utilizing a reverse mortgage on your home can provide additional income. Part-time employment or starting a small business are also viable options for generating income during retirement. Engaging the services of a financial advisor can assist you in examining the optimal blend of these strategies tailored to meet your individual requirements.
To ensure your retirement savings last throughout your lifetime, several strategies can be implemented. First, create a budget to determine your essential expenses and allocate funds accordingly. Consider using a withdrawal strategy, such as the 4% rule, which suggests withdrawing 4% of your initial retirement savings annually, adjusted for inflation. Diversify your investments to mitigate risk and maximize potential returns. Regularly review and adjust your portfolio based on your risk tolerance and financial goals. Consider delaying Social Security benefits to increase your monthly payments. Purchase annuities or long-term care insurance to provide a steady income stream and protect against healthcare costs. Finally, work with a financial advisor to create a thorough retirement plan that is adapted to your unique situation.

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TALK TO AN ADVISOR
Victory Financial Planning Investment Advisor

Location

13535 SW 72nd Ave
Suite 165
Tigard, OR. 97223

Contact

Phone: (503) 558-3102
Fax: (503) 893-3058

Links

www.victoryfinancialplanning.com
 Mary@victoryfinancialplanning.com

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Victory Financial Planning Investment Advisor

Securities are offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC. Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Victory Financial Planning are not affiliated companies.  Investments through PKS or RIA are:  NOT FDIC INSURED – NOT BANK GUARANTEED – MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL – NOT INSURED BY ANY STATE OR FEDERAL AGENCY. These materials have been independently produced by Victory Financial Planning. Victory Financial Planning is independent of and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Victory Financial Planning provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.  There are no warranties implied.

Victory Financial Planning is a registered investment adviser located in Lake Oswego, OR. Victory Financial Planning may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Victory Financial Planning’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Victory Financial Planning’s website on the Internet should not be construed by any consumer and/or prospective client as RIA Firm Name’s solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication byVictory Financial Planning with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Victory Financial Planning, please contact the state securities regulators for those states in which Victory Financial Planning maintains a registration filing. A copy of Victory Financial Planning’s current written disclosure statement discussing RIA Firm Name’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Victory Financial Planning upon written request. Victory Financial Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Victory Financial Planning’s website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice. Insurance products and services are offered and sold through PKSF, and individually licensed and appointed insurance agents.

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